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Welcome to the Wealth Without Bay Street podcast, a Canadian guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of BecomingYour Own Banker in Canada as only Canucks can!
Episodes

Tuesday Dec 29, 2020
Tuesday Dec 29, 2020
Jos Willard believes you should make your decisions from your values, NOT your bank account balance. Of course, the best way to be able to do that is to have a full bank account. His mission is to help good people build profitable businesses. Creator of the Profit for Coaches system and host of the Profit for Coaches podcast, Jos stands up against the “coaching industry” that preys on service professionals and coaches, providing an escape from the “bro” marketing and coaching “gurus,” of the world. His clients get rewarded for making a positive impact in the world, living from their values, and helping exactly the people they’re meant to serve.
Listen as Jayson, Richard and Jos discuss how the Infinite Banking Concept and Mike Michalowicz’s book Profit First helped get Jos where he is today
IN THIS EPISODE, YOU WILL LEARN:
- [00:02:33] Profit First Journey
- [00:09:31] Before & After Profit First
- [00:14:57] Optimum Mindsets
- [00:22:22] Who Can Jos Help?
- [00:41:30] Who Does Jos Want To Be A Hero Too?
📌 EPISODE LINKS:
Follow Jos Willard
On LinkedIn: https://www.linkedin.com/in/joswillard/
On Facebook: https://www.facebook.com/realcoachjos/
Check out Jos Willard’s website: https://www.joswillard.com/
Listen to the Profit for Coaches podcast: https://www.profitforcoaches.com/podcast
Watch Profit As A Responsibility - Profit First With Mike Michalowicz: https://youtu.be/uzuUtdblYEg&list=PLrPXvAvhODwhwFyk42NImbB_-T3WImt91
Get your copy of Profit First by Mike Michalowicz: https://mikemichalowicz.com/profit-first/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Dec 22, 2020
42. Getting Started With The Process Of Becoming Your Own Banker - Client Series
Tuesday Dec 22, 2020
Tuesday Dec 22, 2020
James Auclair is a simple family man that has continually been looking for ways to make his family’s limited amount of savings dollars work harder. Realizing that school taught him nothing in the way of savings and finances, he started learning the basics on his own. And although mainstream influences said RRSPs and TFSAs were the way to go, they didn’t always make sense and never did “feel” quite right. With the introduction to the Infinite Banking Concept, James can now both see his family’s path to financial security and feel great getting there.
IN THIS EPISODE, YOU WILL LEARN:
- [00:01:52] The Beginning Of The IBC Journey
- [00:07:14] Why Ascendant Financial?
- [00:13:44] RRSPs to IBC
- [00:17:30] Something James Wants People To Know
- [00:19:05] How Have Conversations Changed?
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Dec 15, 2020
41. Infinite Banking & The Money Multiplier Method
Tuesday Dec 15, 2020
Tuesday Dec 15, 2020
Brent Kesler was a Chiropractor and Chiropractic coach for over 14 years. After implementing The Money Multiplier Method, Brent paid off $984,711 in 3rd party debt in 39 months. In fact, Brent became so passionate about how powerful this concept was, he began sharing it with others. For the last 7 plus years, Brent has been lecturing to thousands of people around the United States and Canada on the dynamics of the The Money Multiplier Method and helping individuals break the bonds of financial slavery they don’t even realize they are in. Brent’s main goal in making this move was simply to help more people understand how to manage and grow their wealth. He teaches how to take back control of your financial life. Brent has a passionate belief that whether you make $10/hour or $10,000/hour you should know The Money Multiplier Method and have this powerful information to keep control of your own money.
IN THIS EPISODE, YOU WILL LEARN:
- [00:01:12] Brent’s Journey & New Book
- [00:07:41] What Was Life Like Before IBC
- [00:17:38] Advice For Someone Experiencing IBC For The First Time
- [00:28:24] Brent’s Fondest Memory Of Nelson Nash
- [00:46:45] Who Does Brent Want To Be A Hero Too?
📌 EPISODE LINKS:
Get Brent’s New Book “Mapping Out The Millionaire Mystery” for FREE here: https://wealthwithoutbaystreet.com/brentkeslerbook
Check out the Money Multiplier website: https://themoneymultiplier.com/
Watch Brent’s 90 Minute Presentation: https://wealthwithoutbaystreet.com/moneymultiplier
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Dec 08, 2020
40. Infinite Banking Is The AND Asset For Canadians
Tuesday Dec 08, 2020
Tuesday Dec 08, 2020
After taking over the entire investment department of a bank by the age of 19, Caleb Guilliams saw firsthand how 98% of North Americans were financially failing despite "professional" financial advising. After 3 years of traveling the country being mentored by the most successful financial minds, Caleb discovered a better way to build wealth. Leaving his prestigious position at the bank, Caleb founded the company BetterWealth, authored the best-selling book "The AND Asset", hosts the Better Wealth Podcast, and speaks to thousands around the world. One of the youngest leaders in the industry, Caleb is quickly becoming the new face of finance.
Caleb, Jayson and Richard discuss the importance of compounding, how the Infinite Banking Concept isn’t just about investments or rate of return and how mindset is everything when it comes to creating a better future for yourself and your family.
IN THIS EPISODE, YOU WILL LEARN:
- [00:01:33] What Inspired Caleb To Write His Book?
- [00:09:40] How Is Caleb Helping People Navigate Through The Pandemic?
- [00:21:18] Caleb’s Fondest Memory Of R. Nelson Nash
- [00:25:44] Who Caleb Connects With
- [00:34:18] The Problem With Taxes
📌 EPISODE LINKS:
Follow Caleb Guilliams
On LinkedIn: https://www.linkedin.com/in/calebguilliams/
On Instagram: https://www.instagram.com/calebguilliams/
On Facebook: https://www.facebook.com/calebbetterwealth/
Order Caleb’s book The AND Asset: the Secret Way to Save and Use Your Money At The Same Time:
https://wealthwithoutbaystreet.com/theandasset
Check out the BetterWealth website: https://betterwealth.com/
Subscribe & watch BetterWealth on YouTube: https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw?
Subscribe & Listen to the BetterWealth podcast: https://podcasts.apple.com/us/podcast/betterwealth-with-caleb-guilliams/id1406521737
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 24, 2020
38. The Five Phases of The Infinite Banking Concept
Tuesday Nov 24, 2020
Tuesday Nov 24, 2020
Authorized Infinite Banking Practitioner and friend, Sarbloh Gill joins Jayson and Richard today to discuss the five phases of the Infinite Banking Concept. Five phases may seem like a lot, but once the guys break it down for you, you’ll realize the simplicity of this process. That simplicity comes with massive benefits to you and your family. Family banking at its best.
IN THIS EPISODE, YOU WILL LEARN:
- [00:07:06] Phase I - Capitalization
- [00:12:01] Phase II - The Process
- [00:19:11] Phase III - Passive Income
- [00:25:03] Phase IV - Family Banking
- [00:32:43] Phase V - Graduation
📌 EPISODE LINKS:
Follow Sarbloh Gill
On LinkedIn: https://www.linkedin.com/in/sarbloh-gill-5b8ab1190/?originalSubdomain=ca
On Facebook: https://www.facebook.com/sarbloh.gill
Get to know Sarbloh at Ascendant Financial: https://www.ascendantfinancial.ca/team-member/sarbloh-gill/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 17, 2020
37. The True Need for Life Insurance Plus The Power of Infinite Banking
Tuesday Nov 17, 2020
Tuesday Nov 17, 2020
Most people don’t like talking about life insurance. And reasonably so. Who wants to talk about death? But in saying that, it’s something that needs to be talked about more because making sure your family is taken care of once you’ve departed is one of the most important things you can do. Once you implement the process of Becoming Your Own Banker in your life not only will you be taking care of your family when they lose you, you’ll also create a cash balance inside that policy that you’re able to benefit from while you’re still living.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 10, 2020
36. The Infinite Banking Wealth Consultant Who Started As A CPA
Tuesday Nov 10, 2020
Tuesday Nov 10, 2020
Joining Jayson & Richard today is good friend Anthony Faso. Anthony is a family man, army veteran, author, Authorized IBC Practitioner, real estate investor, and self-proclaimed “Recovering” CPA. After many years in Corporate America, Anthony started his first business then in 2008 happened. Thankfully this devastating time inspired his journey to begin Infinite Wealth Consultants which combines the teaching of Robert Kiyosaki’s Rich Dad Poor Dad with Nelson Nash’s Infinite Banking Concept. Anthony teaches his clients to create passive income so they can work because they want to not because they have to.
Tune in to hear Anthony share his take on what is happening in the United States right now with the unemployment rates, the stock market & how people really need to start looking for something to produce a passive income.
IN THIS EPISODE, YOU WILL LEARN:
- [00:04:23] What Do Chartered Accountants Most Often Miss Regarding IBC?
- [00:10:17] Anthony’s Perspective On The Process Of Becoming Your Own Banker
- [00:20:18] How Did Anthony Successfully Communicate The Idea Of Family Banking To His Children?
- [00:29:30] Anthony’s Fondest Memory Of Nelson Nash
📌 EPISODE LINKS:
Follow Anthony Faso
On LinkedIn: https://www.linkedin.com/in/anthonyfaso/
On Twitter:
Follow Infinite Wealth Consultants:
On YouTube: https://www.youtube.com/channel/UCbtEcy_8F_ad7LPSXXAuBEw
On Instagram: https://www.instagram.com/infinitewealthconsultants/
On Facebook: https://www.facebook.com/fasocpa/
Check out their website: https://infinitewealthconsultants.com/
🎙Subscribe & listen to the Infinite Wealth Podcast: https://podcasts.apple.com/us/podcast/the-infinite-wealth-podcast/id1469330460?ls=1
Follow the Infinite Wealth Podcast on Facebook:
Take the Infinite Wealth Course: https://infinitewealthcourse.com/home
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 03, 2020
35. Corporate or Personally Owned IBC Policies in Canada (Infinite Banking)
Tuesday Nov 03, 2020
Tuesday Nov 03, 2020
As you’ve heard many times, your money must reside somewhere. So why not place it inside of a policy that has uninterrupted growth no matter what? You may ask, “Well, who are these policies for? Obviously, if they’re this good, there must be some special criteria that you have to meet.” The answer to that is simply, “Anyone can own and benefit from an Infinite Banking policy!”
Sit back, relax and listen to Jayson and Richard discuss the many benefits of IBC and how anyone can obtain one of these life-changing policies.
Check out the August webinar replay: https://youtu.be/0rlGVY-lhNw
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Oct 27, 2020
34. Get #wokebynate and Control The Banking Function
Tuesday Oct 27, 2020
Tuesday Oct 27, 2020
Who’s ready to get #wokebynate? Joining Richard and Jayson today are Nate Dean and Brandon Goswick. Nate and Brandon are using technology to help spread Nelson’s word. They have taken Twitter over and are using their powers to spread the wonderful words of Nelson Nash and the Infinite Banking process. The duo live by the ironclad principles that Nelson himself lived by daily.
IN THIS EPISODE, YOU WILL LEARN:
- [00:03:10] Twitter - Why Did They Leverage It?
- [00:07:32] Biggest Difference With Twitter
- [00:32:21] Biggest Transformation Thus Far
- [00:36:15] Advice For Listeners
📌 EPISODE LINKS:
Follow Nate Dean
On Twitter: https://twitter.com/chroniclesnate?lang=en
Follow Brandon Goswick
On Twitter: https://twitter.com/thegoswicks?lang=en
Take the “Holy Shift” course: https://bethebank.kartra.com/page/holyshift
Join the Unlimited Life Concepts Group Facebook Group: https://www.facebook.com/groups/HolyShifters/?ref=share
Check out Unlimited Life Concepts website: https://unlimitedlifeconcepts.com/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Oct 20, 2020
Tuesday Oct 20, 2020
It’s very important to understand when becoming your own banker to understand the four characters in the financial play. They are The Depositor, The Borrower, The Banker & The Banker Owner. Each of these characters plays a vital role in successfully achieving your financial objectives. Tune in to hear Jayson & Richard discuss these four characters, their roles & what each of them can help you achieve.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/