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Welcome to the Wealth Without Bay Street podcast, a Canadian guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of BecomingYour Own Banker in Canada as only Canucks can!
Episodes

Tuesday Dec 01, 2020
39. Interest Rates Vs. Interest Volume when Becoming Your Own Banker
Tuesday Dec 01, 2020
Tuesday Dec 01, 2020
We all know that banks and other financial institutions charge interest. They charge us to access their pool of money. As consumers we are taught to focus on the interest rate...but we never spend real time actually looking at the physical dollars of interest cost that will walk right through our hands over a lifetime. This is referred to as the volume of interest. What if there was a way you could pay yourself that interest payment instead of paying 3rd party lenders to access the pile of money they have accumulated? It may not happen overnight but Canadians all over the country are being liberated and saving way more for retirement by implementing the mindsets and strategy of Becoming Your Own Banker. When you take out a policy loan from your Infinite Banking system, you pay the interest back to your system and return the original loan amount...this capital becomes available to use again in the future. That includes your retirement account. The interest you pay goes back to an entity you are a co-owner of. That same entity is required to constantly increase your cash value inside your policy to grow! Listen as Jayson and Richard explain the difference between interest rates and interest volume.
Episode Links:
View the Mike Smela FB Post and funny Youtube clip mentioned in the Episode here
https://wealthwithoutbaystreet.com/interestvolume
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 24, 2020
38. The Five Phases of The Infinite Banking Concept
Tuesday Nov 24, 2020
Tuesday Nov 24, 2020
Authorized Infinite Banking Practitioner and friend, Sarbloh Gill joins Jayson and Richard today to discuss the five phases of the Infinite Banking Concept. Five phases may seem like a lot, but once the guys break it down for you, you’ll realize the simplicity of this process. That simplicity comes with massive benefits to you and your family. Family banking at its best.
IN THIS EPISODE, YOU WILL LEARN:
- [00:07:06] Phase I - Capitalization
- [00:12:01] Phase II - The Process
- [00:19:11] Phase III - Passive Income
- [00:25:03] Phase IV - Family Banking
- [00:32:43] Phase V - Graduation
📌 EPISODE LINKS:
Follow Sarbloh Gill
On LinkedIn: https://www.linkedin.com/in/sarbloh-gill-5b8ab1190/?originalSubdomain=ca
On Facebook: https://www.facebook.com/sarbloh.gill
Get to know Sarbloh at Ascendant Financial: https://www.ascendantfinancial.ca/team-member/sarbloh-gill/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 17, 2020
37. The True Need for Life Insurance Plus The Power of Infinite Banking
Tuesday Nov 17, 2020
Tuesday Nov 17, 2020
Most people don’t like talking about life insurance. And reasonably so. Who wants to talk about death? But in saying that, it’s something that needs to be talked about more because making sure your family is taken care of once you’ve departed is one of the most important things you can do. Once you implement the process of Becoming Your Own Banker in your life not only will you be taking care of your family when they lose you, you’ll also create a cash balance inside that policy that you’re able to benefit from while you’re still living.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 10, 2020
36. The Infinite Banking Wealth Consultant Who Started As A CPA
Tuesday Nov 10, 2020
Tuesday Nov 10, 2020
Joining Jayson & Richard today is good friend Anthony Faso. Anthony is a family man, army veteran, author, Authorized IBC Practitioner, real estate investor, and self-proclaimed “Recovering” CPA. After many years in Corporate America, Anthony started his first business then in 2008 happened. Thankfully this devastating time inspired his journey to begin Infinite Wealth Consultants which combines the teaching of Robert Kiyosaki’s Rich Dad Poor Dad with Nelson Nash’s Infinite Banking Concept. Anthony teaches his clients to create passive income so they can work because they want to not because they have to.
Tune in to hear Anthony share his take on what is happening in the United States right now with the unemployment rates, the stock market & how people really need to start looking for something to produce a passive income.
IN THIS EPISODE, YOU WILL LEARN:
- [00:04:23] What Do Chartered Accountants Most Often Miss Regarding IBC?
- [00:10:17] Anthony’s Perspective On The Process Of Becoming Your Own Banker
- [00:20:18] How Did Anthony Successfully Communicate The Idea Of Family Banking To His Children?
- [00:29:30] Anthony’s Fondest Memory Of Nelson Nash
📌 EPISODE LINKS:
Follow Anthony Faso
On LinkedIn: https://www.linkedin.com/in/anthonyfaso/
On Twitter:
Follow Infinite Wealth Consultants:
On YouTube: https://www.youtube.com/channel/UCbtEcy_8F_ad7LPSXXAuBEw
On Instagram: https://www.instagram.com/infinitewealthconsultants/
On Facebook: https://www.facebook.com/fasocpa/
Check out their website: https://infinitewealthconsultants.com/
🎙Subscribe & listen to the Infinite Wealth Podcast: https://podcasts.apple.com/us/podcast/the-infinite-wealth-podcast/id1469330460?ls=1
Follow the Infinite Wealth Podcast on Facebook:
Take the Infinite Wealth Course: https://infinitewealthcourse.com/home
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Nov 03, 2020
35. Corporate or Personally Owned IBC Policies in Canada (Infinite Banking)
Tuesday Nov 03, 2020
Tuesday Nov 03, 2020
As you’ve heard many times, your money must reside somewhere. So why not place it inside of a policy that has uninterrupted growth no matter what? You may ask, “Well, who are these policies for? Obviously, if they’re this good, there must be some special criteria that you have to meet.” The answer to that is simply, “Anyone can own and benefit from an Infinite Banking policy!”
Sit back, relax and listen to Jayson and Richard discuss the many benefits of IBC and how anyone can obtain one of these life-changing policies.
Check out the August webinar replay: https://youtu.be/0rlGVY-lhNw
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Oct 27, 2020
34. Get #wokebynate and Control The Banking Function
Tuesday Oct 27, 2020
Tuesday Oct 27, 2020
Who’s ready to get #wokebynate? Joining Richard and Jayson today are Nate Dean and Brandon Goswick. Nate and Brandon are using technology to help spread Nelson’s word. They have taken Twitter over and are using their powers to spread the wonderful words of Nelson Nash and the Infinite Banking process. The duo live by the ironclad principles that Nelson himself lived by daily.
IN THIS EPISODE, YOU WILL LEARN:
- [00:03:10] Twitter - Why Did They Leverage It?
- [00:07:32] Biggest Difference With Twitter
- [00:32:21] Biggest Transformation Thus Far
- [00:36:15] Advice For Listeners
📌 EPISODE LINKS:
Follow Nate Dean
On Twitter: https://twitter.com/chroniclesnate?lang=en
Follow Brandon Goswick
On Twitter: https://twitter.com/thegoswicks?lang=en
Take the “Holy Shift” course: https://bethebank.kartra.com/page/holyshift
Join the Unlimited Life Concepts Group Facebook Group: https://www.facebook.com/groups/HolyShifters/?ref=share
Check out Unlimited Life Concepts website: https://unlimitedlifeconcepts.com/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Oct 20, 2020
Tuesday Oct 20, 2020
It’s very important to understand when becoming your own banker to understand the four characters in the financial play. They are The Depositor, The Borrower, The Banker & The Banker Owner. Each of these characters plays a vital role in successfully achieving your financial objectives. Tune in to hear Jayson & Richard discuss these four characters, their roles & what each of them can help you achieve.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Sep 01, 2020
26. CPA Solutions For A Business Owners Whole Life
Tuesday Sep 01, 2020
Tuesday Sep 01, 2020
Joining Jayson and Richard today is National Director, Tax and Estate Planning at IDC Worldsource Insurance Network Inc. and fellow Infinite Banker, Frank Abate. As you will hear, Frank is very passionate about helping business owners get free from the Tax Man. Just like Richard and Jayson, Frank has helped many people gain back their confidence and financial abilities with Dividend-Paying Participating Whole Life Insurance Policies. Listen as the guys explain the impact the Infinite Banking Concept has helped change the lives of many business owners and their families.
IN THIS EPISODE, YOU WILL LEARN:
- [00:07:25] Why Do CPA’s Often Miss This Strategy?
- [00:14:00] Why This Works With Business Owners & Their Corporate Plans
- [00:23:53] Tax Advantages
- [00:37:45] What Is Frank’s Inspiration?
- [00:45:56] Who Does Frank Want To Be A Hero Too?
📌 EPISODE LINKS:
Follow Frank Abate
On LinkedIn: https://www.linkedin.com/in/frank-abate-383722114/
Frank’s Message on Youtube - Power of Private Corporations Putting cash into Life policies: https://www.youtube.com/watch?v=69v5abV82iA
Frank Abate, Transferring Ownership of a Life Insurance Policy: https://www.youtube.com/watch?v=cj7iGk6NkaU
Frank walking through a Canadian Corporate Policy case: https://www.youtube.com/watch?v=hmmKyioRevM
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Jun 16, 2020
15. From Blue Collar to Digital Nomad
Tuesday Jun 16, 2020
Tuesday Jun 16, 2020
Transitioning from regular blue-collar jobs to a traveling digital nomad is life-changing. Often scary at times, but completely worth it. Just ask Andrew Murdoch. After growing tired of living cheque to cheque, Andrew decided to take the leap into the digital world.
Andrew is an experienced Social Media Manager with a demonstrated history and a passion for exponential technologies. Skilled in Operations Management, Advertising, Sales, and Marketing Strategy. Strong human resources professional with a focus to educate and inform.
Currently, Andrew resides in Scotland. Where will he be next month? Who knows! That’s the luxury that comes with creating an income in the online space.
Tune in to hear Jayson, Richard and Andrew discuss the importance of creating and distributing content consistently. Touching on what’s going on in the world today regarding COVID-19, the trio shares their aspects as to what they feel will happen going forward and how this pandemic has opened many people’s eyes to exactly how quickly things can change.
IN THIS EPISODE, YOU WILL LEARN:
- [00:01:53] What Brought WWBS & The Digital Nomad Together?
- [00:05:16] What’s Keeping Andrew Busy During the Pandemic?
- [00:10:55] Do People Have Unrealistic Expectations of Social Media Marketing?
- [00:15:31] How Does Andrew Serve his Clients?
- [00:27:18] Common Advice that Andrew is Giving
📌 EPISODE LINKS:
Follow Andrew Murdoch
On LinkedIn: https://www.linkedin.com/in/mrandrewmurdoch/
On Twitter: https://twitter.com/mrandrewmurdoch
On YouTube: https://www.youtube.com/channel/UCcWiGE-kIhmwd2w-_hfJICQ
On Facebook: https://www.facebook.com/pg/DigNomadJourney/
Email Andrew at andrew@digitalnomadjourney.com
Purchase Andrew’s FREE Book, “Digital Nomad Lifestyle Guide”
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://www.facebook.com/wealthwithoutbaystreet/
Subscribe to our Youtube Channel: https://www.youtube.com/channel/UCj8ZlieHodxhD0vC75-rq0g/
Book a 15-minute call: https://www.ascendantfinancial.ca/schedule/
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/Covid
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book: https://hp671.infusionsoft.app/app/orderForms/Becoming-Your-Own-Banker-Book
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://hp671.infusionsoft.app/app/orderForms/The-Case-for-IBC?
The And Asset by Caleb Guilliams:
https://hp671.infusionsoft.app/app/orderForms/The-And-Asset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/