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Welcome to the Wealth Without Bay Street podcast, a Canadian guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of BecomingYour Own Banker in Canada as only Canucks can!
Episodes
Tuesday Dec 08, 2020
40. Infinite Banking Is The AND Asset For Canadians
Tuesday Dec 08, 2020
Tuesday Dec 08, 2020
After taking over the entire investment department of a bank by the age of 19, Caleb Guilliams saw firsthand how 98% of North Americans were financially failing despite "professional" financial advising. After 3 years of traveling the country being mentored by the most successful financial minds, Caleb discovered a better way to build wealth. Leaving his prestigious position at the bank, Caleb founded the company BetterWealth, authored the best-selling book "The AND Asset", hosts the Better Wealth Podcast, and speaks to thousands around the world. One of the youngest leaders in the industry, Caleb is quickly becoming the new face of finance.
Caleb, Jayson and Richard discuss the importance of compounding, how the Infinite Banking Concept isn’t just about investments or rate of return and how mindset is everything when it comes to creating a better future for yourself and your family.
IN THIS EPISODE, YOU WILL LEARN:
- [00:01:33] What Inspired Caleb To Write His Book?
- [00:09:40] How Is Caleb Helping People Navigate Through The Pandemic?
- [00:21:18] Caleb’s Fondest Memory Of R. Nelson Nash
- [00:25:44] Who Caleb Connects With
- [00:34:18] The Problem With Taxes
📌 EPISODE LINKS:
Follow Caleb Guilliams
On LinkedIn: https://www.linkedin.com/in/calebguilliams/
On Instagram: https://www.instagram.com/calebguilliams/
On Facebook: https://www.facebook.com/calebbetterwealth/
Order Caleb’s book The AND Asset: the Secret Way to Save and Use Your Money At The Same Time:
https://wealthwithoutbaystreet.com/theandasset
Check out the BetterWealth website: https://betterwealth.com/
Subscribe & watch BetterWealth on YouTube: https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw?
Subscribe & Listen to the BetterWealth podcast: https://podcasts.apple.com/us/podcast/betterwealth-with-caleb-guilliams/id1406521737
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Dec 01, 2020
39. Interest Rates Vs. Interest Volume when Becoming Your Own Banker
Tuesday Dec 01, 2020
Tuesday Dec 01, 2020
We all know that banks and other financial institutions charge interest. They charge us to access their pool of money. As consumers we are taught to focus on the interest rate...but we never spend real time actually looking at the physical dollars of interest cost that will walk right through our hands over a lifetime. This is referred to as the volume of interest. What if there was a way you could pay yourself that interest payment instead of paying 3rd party lenders to access the pile of money they have accumulated? It may not happen overnight but Canadians all over the country are being liberated and saving way more for retirement by implementing the mindsets and strategy of Becoming Your Own Banker. When you take out a policy loan from your Infinite Banking system, you pay the interest back to your system and return the original loan amount...this capital becomes available to use again in the future. That includes your retirement account. The interest you pay goes back to an entity you are a co-owner of. That same entity is required to constantly increase your cash value inside your policy to grow! Listen as Jayson and Richard explain the difference between interest rates and interest volume.
Episode Links:
View the Mike Smela FB Post and funny Youtube clip mentioned in the Episode here
https://wealthwithoutbaystreet.com/interestvolume
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Nov 24, 2020
38. The Five Phases of The Infinite Banking Concept
Tuesday Nov 24, 2020
Tuesday Nov 24, 2020
Authorized Infinite Banking Practitioner and friend, Sarbloh Gill joins Jayson and Richard today to discuss the five phases of the Infinite Banking Concept. Five phases may seem like a lot, but once the guys break it down for you, you’ll realize the simplicity of this process. That simplicity comes with massive benefits to you and your family. Family banking at its best.
IN THIS EPISODE, YOU WILL LEARN:
- [00:07:06] Phase I - Capitalization
- [00:12:01] Phase II - The Process
- [00:19:11] Phase III - Passive Income
- [00:25:03] Phase IV - Family Banking
- [00:32:43] Phase V - Graduation
📌 EPISODE LINKS:
Follow Sarbloh Gill
On LinkedIn: https://www.linkedin.com/in/sarbloh-gill-5b8ab1190/?originalSubdomain=ca
On Facebook: https://www.facebook.com/sarbloh.gill
Get to know Sarbloh at Ascendant Financial: https://www.ascendantfinancial.ca/team-member/sarbloh-gill/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Nov 17, 2020
37. The True Need for Life Insurance Plus The Power of Infinite Banking
Tuesday Nov 17, 2020
Tuesday Nov 17, 2020
Most people don’t like talking about life insurance. And reasonably so. Who wants to talk about death? But in saying that, it’s something that needs to be talked about more because making sure your family is taken care of once you’ve departed is one of the most important things you can do. Once you implement the process of Becoming Your Own Banker in your life not only will you be taking care of your family when they lose you, you’ll also create a cash balance inside that policy that you’re able to benefit from while you’re still living.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Nov 03, 2020
35. Corporate or Personally Owned IBC Policies in Canada (Infinite Banking)
Tuesday Nov 03, 2020
Tuesday Nov 03, 2020
As you’ve heard many times, your money must reside somewhere. So why not place it inside of a policy that has uninterrupted growth no matter what? You may ask, “Well, who are these policies for? Obviously, if they’re this good, there must be some special criteria that you have to meet.” The answer to that is simply, “Anyone can own and benefit from an Infinite Banking policy!”
Sit back, relax and listen to Jayson and Richard discuss the many benefits of IBC and how anyone can obtain one of these life-changing policies.
Check out the August webinar replay: https://youtu.be/0rlGVY-lhNw
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Oct 20, 2020
Tuesday Oct 20, 2020
It’s very important to understand when becoming your own banker to understand the four characters in the financial play. They are The Depositor, The Borrower, The Banker & The Banker Owner. Each of these characters plays a vital role in successfully achieving your financial objectives. Tune in to hear Jayson & Richard discuss these four characters, their roles & what each of them can help you achieve.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
🤝 Join Our Community! https://wealthwithoutbaystreet.com/community
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RECOMMENDED BOOKS
https://wealthwithoutbaystreet.com/books
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Aug 11, 2020
23. Client Series - Experiencing The Power of Infinite Banking
Tuesday Aug 11, 2020
Tuesday Aug 11, 2020
Today Richard and Jayson are joined by their friend and fellow Infinite Banker, Fong Chua. Fong is an Amazon #1 Bestselling Author, Speaker, Real Estate Investor, Business Coach and Podcast Host. He has been his own banker for approximately 9 years now. In those 9 years, Fong has been able to fund his real estate business and also help friends in need with the cash value he accumulates inside of his Participating Dividend-Paying Whole Life Insurance Policy. Fong’s passion is to add value to others and help them unlock their true potential. Tune in to hear the trio discuss all the benefits that Infinite Banking brings.
IN THIS EPISODE, YOU WILL LEARN:
- [00:07:06] What Role Has The Process Of Becoming Your Own Banker Played In Fong’s Journey?
- [00:13:48] Joint Venture Deals
- [00:22:17] Most Resonating Aspect Of Become Your Own Banker
- [00:29:19] Meeting Nelson Nash
- [00:37:35] The Power Of Coaches
📌 EPISODE LINKS:
Follow Fong Chua
On Facebook: https://www.facebook.com/fong.chua.7
On Twitter: https://twitter.com/fongchua
On LinkedIn: https://www.linkedin.com/in/fongchua/
Available for FREE Download:
Make More Work Less by CONNECTING: Releasing the Power of Effective Communication
Make More, Work Less: The Guide to Unlocking Your Potential to Live and Work on Your Own Terms
Purchase your copy of Fong’s books:
Make More Work Less by Creating Your Gateway to Stardom
Check out Fong’s website: http://www.meetfongchua.com/
Engineer Your Success with Fong Chua: https://www.fongchua.com/
Check out Assurance Real Estate Acquisitions Inc. on their website: http://yourarea.ca/
Subscribe to yourAREATV on YouTube: https://www.youtube.com/user/yourAREATV
Subscribe & listen to The PEAK Potential Success Show: https://open.spotify.com/show/2SsT96aHFy9PvDwPpS9M0G
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Tuesday Jul 21, 2020
20. Profit Is A Responsibility
Tuesday Jul 21, 2020
Tuesday Jul 21, 2020
Profitability is very important. And that’s what you’ll about today as Jayson and Richard chat with author, entrepreneur, and lecturer, Mike Michalowicz. Mike has authored seven business books including his latest, Fix This Next. He is a former small business columnist for The Wall Street Journal and is the "Business Rescue" segment host for MSNBC's Your Business. Listen as Mike, Jayson and Richard talk about what inspired Mike’s books and how learning the foundation principles of profitability are important even down to the household level. Keep an ear out to see where Mike has opened his newest office!
IN THIS EPISODE, YOU WILL LEARN:
- [00:02:29] What Inspired The Profit First Model?
- [00:11:20] Parkinson’s Law
- [00:25:03] Have Canadians Been Reaching Out?
- [00:28:24] What Inspired Fix This Next?
📌 EPISODE LINKS:
Follow Mike Michalowicz
On Instagram: https://www.instagram.com/mikemichalowicz/
On Facebook: https://www.facebook.com/MikeMichalowiczFanPage/
On LinkedIn: https://www.linkedin.com/in/mikemichalowicz/
On Twitter: https://twitter.com/mikemichalowicz
Check out Mike’s website: https://mikemichalowicz.com/
Purchase Mike’s Books: https://mikemichalowicz.com/books/
Listen to the “Mike Up In Your Business” podcast: https://mikemichalowicz.com/mikespodcast/
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/