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Welcome to the Wealth Without Bay Street podcast, a Canadian guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of BecomingYour Own Banker in Canada as only Canucks can!
Episodes
Tuesday Jun 23, 2020
Tuesday Jun 23, 2020
Traditional banking is phasing out quicker than some may think. Thanks to people like Jayson, Richard and Mary Jo Irmen, ordinary people are able to do extraordinary things without the high interest and stress that comes with a bank loan.
Mary Jo in particular is on a mission to save the farming industry! She specializes in farmers and business owners because she grew up on a farm ranch operation and owns a business. She knows firsthand about the struggle to get ahead. She has authored the books "Farming Without the Bank" and "Wealth Without the Bank or Wall Street" to share information with others in an easy to understand format. She teaches how to own the bank, control the money and create wealth without the B.S. of banks or wall street.
Listen as Jayson, Richard and Mary Jo discuss both the positive and negative effects that COVID-19 is having on farmers.
IN THIS EPISODE, YOU WILL LEARN:
- [00:03:34] What Inspired her Book?
- [00:12:33] Biggest Win for Farmers
- [00:19:24] Most Common Implementations Made by Farmers
- [00:32:48] Advice from Mary Jo
📌 EPISODE LINKS:
Follow Mary Jo Irmen
On LinkedIn: https://www.linkedin.com/in/maryjoirmen/
On Instagram: https://www.instagram.com/mjirmen/
On Facebook: https://www.facebook.com/maryjoirmen/
On YouTube: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ/featured and https://www.youtube.com/channel/UCMVoXibCHuckvLhnV-1UMgA
Listen to the “Farming Without the Bank Podcast”
Check out Mary Jo on her websites: Farming Without the Bank & Wealth Without the Bank
Get Your Copy of Mary Jo’s Books, “Wealth Without the Bank or Wall Street” & “Farming Without the Bank”
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/
Thursday Apr 09, 2020
Thursday Apr 09, 2020
You want financial freedom? You want the ability to take advantage of the opportunities as they arise?
Then you need to take responsibility and invest the time to understand how money works and not just leave your livelihood on the opinions of the media or advisors that do not have a grasp of the complete picture either. People reach absurd conclusions with limited information. Don’t get caught in that trap. Get the truth, not just opinions
Understand how these financial systems work, get your advisors to show you so that you really understand it for yourself. There is so much misinformation and it’s on each of us to ensure we’re getting the right stuff. Before we make these critical choices.
Today we talk to Todd Langford. Founder and CEO of a software platform called Truth Concepts. Todd has trained thousands of industry professionals on how to use financial software effectively so they are able to see through the garbage that’s out there and empower them to make decisions for themselves and their clients with confidence while fixing the financial stress going on in so many people's lives.
If there is one thing you want to get absolutely clear on, it is why. Why are you wanting to do x? What does that mean in your life?
If you don’t understand the problem, the solution does not matter.
This is an episode to dig into if you’re looking for clarity.
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Tuesday Mar 31, 2020
Tuesday Mar 31, 2020
The Infinite Banking Concept is about a process, not a product.
This podcast is our way of ensuring we provide our clients with the best, most accurate, clear and complete information about the process of using dividend-paying whole life insurance policies as a vehicle for controlling the banking function in your life.
Thee is a lot of information out there and it is missing the context of the complete picture. This is not just about whole life insurance. That narrow field of view is leading people down the wrong path without enough information and missing the bigger picture.
Here’s the thing. If you had a belief that water was bad because your limited understanding of it was that people drown in it, that does not make it true, that just makes it incomplete.
We are taking the necessary measures to ensure people are provided with the proper and necessary education. And Bob Murphy’s book “The Case for IBC” along with R. Nelson Nash’s “Becoming Your Own Banker” is the 1-2 punch to a complete understanding of what IBC actually is and how it works and how you control the banking function in your life.
As you begin to understand how this process works, you will see that this does not close doors to other opportunities, ways of operating or access to alternative investments, but supports and complements those opportunities.
Understanding and owning the banking function sets you up to be able to take advantage of the best options out there.
Don’t assume you have all the information or that your sources do either. Keep exploring. It is inclusive, not exclusive. Get your information from an experienced and authorized Infinite banking practitioner.
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Friday Mar 13, 2020
Friday Mar 13, 2020
How to turn your business into a money-making machine.
It's difficult enough to run a business with money, let alone when you’re chasing after receivables
Cashflow is always the topic. Whatever business size you are, you need cashflow so you can take care of what you need to take care of and sometimes you’re waiting for cash to come in over long periods of time.
There are those obligations that are due, repeatedly and regularly without fail. Maybe you’re operating off some line of credit and it's been racking up and racking up and racking up.
You're paying out for all these different things, be it materials, supplies, inventory, or equipment needs. You finally get this big influx of cash and you compress that line of credit down, only to find yourself starting the cycle over again.
You seem to be getting bigger…
But you're still chasing that cash flow machine.
That's what happens for a lot of businesses.
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Thursday Feb 20, 2020
Thursday Feb 20, 2020
Your need for finance is greater than your need for a death benefit.
The problem EVERY person in this world faces is that we don’t make enough money, we’re always playing from behind. Our parents didn’t do it and their parents didn’t do it. We have an opportunity to be that change in our family. Why is that?
The average Canadian (and truly any individual in this economic world) has abdicated their financial responsibility. We do not own nor control the banking function that living our lives depend on.
We have become dependent upon the financial apparatus of the world. The commercial banks, the third party lenders, the mortgage lenders, the auto lenders. We’re dependent on them for our capital.
In this episode, we speak to Ryan Griggs who has a bachelor's and masters in conventional mainstream economics and was on track to become a professor as well. Ryan shares about this coming to Jesus moment and what he discovered as he began pulling on the threads of our current financial system.
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Saturday Feb 15, 2020
Saturday Feb 15, 2020
Your abilities to build wealth and to become your own banker require a significant investment of time, energy and attention. And understanding how to personally control the banking process will be the most important thing for you to understand.
Like anyone who is aspiring towards excellence, knowing what needs to be unlearned is just as important as what new skills you must develop. Having the right coaches and mentors that know the game you’re playing intimately in your corner to help you stay on course will be critical.
In today’s episode, we dig in on some of the more frequently asked questions we get from people about the process of Infinite Banking.
Got any more questions? Be sure to post them in the comments!
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Tuesday Feb 04, 2020
Tuesday Feb 04, 2020
Episode 1 of The Wealth Without Bay Street Podcast.
Where conversations about money are actually fun! We understand that the reality for most when it comes to talking dollars can be very stressful and bring up a lot of negative emotions. We’ve been there.
We are taking the steps to lighten up the narrative and get more people comfortable talking about money. How? It’s all about shifting the mindset people have about money and how we’re approaching the problem. Here’s the truth: If what you’re doing up to this point is not creating the fulfillment you seek in your family and your business, the only way to change it is to first change the way you think.
We get it, because we’re looking for it too. And that is more certainty and more stability in our lives. And we’re saying you don’t have to hand control of your money over to someone else in order to grow your wealth.
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