
101.6K
Downloads
139
Episodes
Welcome to the Wealth Without Bay Street podcast, a Canadian guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of BecomingYour Own Banker in Canada as only Canucks can!
Episodes

Tuesday Aug 04, 2020
22. The Power of Policy Loans
Tuesday Aug 04, 2020
Tuesday Aug 04, 2020
Taking energy out of the commercial banking system and adding that energy into your own system makes so much sense especially in times like we are facing right now. Even through a global pandemic, Participating Dividend-Paying Whole Life Insurance Policies shines through like a beacon in the night. Once you own one of these fabulous policies, as long as you have a cash balance available, you will never have to “qualify” to gain access to that amount. During this pandemic, these policies have been even more beneficial to their owners because they’re been able to do things like keep their employees paid, and most importantly, keep their families fed. Being co-owners of an insurance company, participating in the divisible surplus of the profits of that company on a yearly basis is a way that you’re able to take control of your money while receiving the piece of mind knowing that you’re able to take care of things when needed. Listen as Jayson and Richard discuss these topics as well as the benefits of owning a completely unstructured loan where you’re able to dictate the terms.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Jul 28, 2020
21. Real Estate Investing with Infinite Banking
Tuesday Jul 28, 2020
Tuesday Jul 28, 2020
When it comes to real estate, most people think, “Location, Location, Location.” Why not say, “Location of the Equity, Location of the Equity, Location of the Equity?” When you have a Participating Dividend-Paying Whole Life Insurance Policy, all of the cash value in the policy is growing daily, uninterrupted by the loan balance. Is this a possibility when getting a mortgage from a bank? Absolutely not. As all real estate investors know, having access to capital is very important. So, our question to you is, why get a loan from a bank when you can borrow money from your insurance policy and pay yourself back? Inside the process of Becoming Your Own Banker, you will see all the benefits that these policies can do to your life. The longer you let someone else control the function of banking in your life, the longer you’re penalizing yourself.
Become Your Own Banker….It’s a Win-Win Situation!
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Jul 14, 2020
19. Why Insurance Companies Are The Most Financially Stable In The World
Tuesday Jul 14, 2020
Tuesday Jul 14, 2020
Tune in today to listen to Jayson & Richard discuss the integral steps of Participating Whole Life Insurance Policies & how they’re beneficial. The process of Becoming Your Own Banker, The Infinite Banking Concept, may seem tricky to some but Jayson & Richard have a knack for breaking it down so that everyone is able to understand it. One main aspect of a Participating Whole Life Insurance Policy is the uninterrupted compounding growth. If that doesn’t sound appealing, then I don’t know what is!
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Jun 30, 2020
17. Finding the Money to Get Started (Live Podcast Session)
Tuesday Jun 30, 2020
Tuesday Jun 30, 2020
Today Richard and Jayson discuss important aspects of Nelson Nash’s book, “Becoming Your Own Banker.” This book shows that the need for finance, during your lifetime, is much greater than the need for protection. The process of becoming your own banker will solve this need and by doing it you will also end up with more life insurance than “regular” life insurance companies will issue. Join them to hear all about Participating Dividend-Paying Whole Life Insurance and how easy it is to get started once you’re able to figure out where your money is currently moving. Funding your IBC program and capitalization is critical to get your system off the ground. This episode helps bring ideas on how to rethink your monthly and annual cash flow to find more capital to grow your own banking system.
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Tuesday Jun 23, 2020
16. Helping Farmers One Policy at a Time
Tuesday Jun 23, 2020
Tuesday Jun 23, 2020
Traditional banking is phasing out quicker than some may think. Thanks to people like Jayson, Richard and Mary Jo Irmen, ordinary people are able to do extraordinary things without the high interest and stress that comes with a bank loan.
Mary Jo in particular is on a mission to save the farming industry! She specializes in farmers and business owners because she grew up on a farm ranch operation and owns a business. She knows firsthand about the struggle to get ahead. She has authored the books "Farming Without the Bank" and "Wealth Without the Bank or Wall Street" to share information with others in an easy to understand format. She teaches how to own the bank, control the money and create wealth without the B.S. of banks or wall street.
Listen as Jayson, Richard and Mary Jo discuss both the positive and negative effects that COVID-19 is having on farmers.
IN THIS EPISODE, YOU WILL LEARN:
- [00:03:34] What Inspired her Book?
- [00:12:33] Biggest Win for Farmers
- [00:19:24] Most Common Implementations Made by Farmers
- [00:32:48] Advice from Mary Jo
📌 EPISODE LINKS:
Follow Mary Jo Irmen
On LinkedIn: https://www.linkedin.com/in/maryjoirmen/
On Instagram: https://www.instagram.com/mjirmen/
On Facebook: https://www.facebook.com/maryjoirmen/
On YouTube: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ/featured and https://www.youtube.com/channel/UCMVoXibCHuckvLhnV-1UMgA
Listen to the “Farming Without the Bank Podcast”
Check out Mary Jo on her websites: Farming Without the Bank & Wealth Without the Bank
Get Your Copy of Mary Jo’s Books, “Wealth Without the Bank or Wall Street” & “Farming Without the Bank”
🎙️ WEALTH WITHOUT BAY STREET LINKS
Podcast Website: https://wealthwithoutbaystreet.com/
Follow us on Facebook: https://wealthwithoutbaystreet.com/fb
Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt
Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall
To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda
💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass
📚 IBC RESOURCES
Becoming Your Own Banker by R. Nelson Nash Book:
https://wealthwithoutbaystreet.com/ownbankerbook
The Case for IBC by Robert Murphy, Carlos Lara & R. Nelson Nash: https://wealthwithoutbaystreet.com/IBCcase
The And Asset by Caleb Guilliams:
https://wealthwithoutbaystreet.com/theandasset
📽️ WATCH THE DOCUMENTARY
Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/
💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/
EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/

Thursday Apr 09, 2020
11. Get The Truth, Not Just Opinions | WWBS Podcast
Thursday Apr 09, 2020
Thursday Apr 09, 2020
You want financial freedom? You want the ability to take advantage of the opportunities as they arise?
Then you need to take responsibility and invest the time to understand how money works and not just leave your livelihood on the opinions of the media or advisors that do not have a grasp of the complete picture either. People reach absurd conclusions with limited information. Don’t get caught in that trap. Get the truth, not just opinions
Understand how these financial systems work, get your advisors to show you so that you really understand it for yourself. There is so much misinformation and it’s on each of us to ensure we’re getting the right stuff. Before we make these critical choices.
Today we talk to Todd Langford. Founder and CEO of a software platform called Truth Concepts. Todd has trained thousands of industry professionals on how to use financial software effectively so they are able to see through the garbage that’s out there and empower them to make decisions for themselves and their clients with confidence while fixing the financial stress going on in so many people's lives.
If there is one thing you want to get absolutely clear on, it is why. Why are you wanting to do x? What does that mean in your life?
If you don’t understand the problem, the solution does not matter.
This is an episode to dig into if you’re looking for clarity.
Read the rest of this entry »

Tuesday Mar 31, 2020
10. IBC a safe, liquid retirement solution | WWBS Podcast
Tuesday Mar 31, 2020
Tuesday Mar 31, 2020
The Infinite Banking Concept is about a process, not a product.
This podcast is our way of ensuring we provide our clients with the best, most accurate, clear and complete information about the process of using dividend-paying whole life insurance policies as a vehicle for controlling the banking function in your life.
Thee is a lot of information out there and it is missing the context of the complete picture. This is not just about whole life insurance. That narrow field of view is leading people down the wrong path without enough information and missing the bigger picture.
Here’s the thing. If you had a belief that water was bad because your limited understanding of it was that people drown in it, that does not make it true, that just makes it incomplete.
We are taking the necessary measures to ensure people are provided with the proper and necessary education. And Bob Murphy’s book “The Case for IBC” along with R. Nelson Nash’s “Becoming Your Own Banker” is the 1-2 punch to a complete understanding of what IBC actually is and how it works and how you control the banking function in your life.
As you begin to understand how this process works, you will see that this does not close doors to other opportunities, ways of operating or access to alternative investments, but supports and complements those opportunities.
Understanding and owning the banking function sets you up to be able to take advantage of the best options out there.
Don’t assume you have all the information or that your sources do either. Keep exploring. It is inclusive, not exclusive. Get your information from an experienced and authorized Infinite banking practitioner.
Read the rest of this entry »

Tuesday Feb 04, 2020
2. Think Long Term with David Stearns | Nelson Nash Institute
Tuesday Feb 04, 2020
Tuesday Feb 04, 2020
There is a roadmap to put your capital back in your control.
In this episode David Stearns, President of Infinite Banking Concepts LLC, Founding director of The Nelson Nash Institute and R. Nelson Nash’s son in law joins us. We discuss the last 20 years working closely with Nelson Nash and what life has been like since Nelson’s passing in March 2019.
David shares tales of the growing pains of his family policy system including his first policy and how with Nelson’s help the family system has already crossed 4 generations. Learn some of the reasons and strategies behind how they have added policies over time. An organic process that stretches and grows with your own growth and capacity that works with the needs of your family.
Read the rest of this entry »